💳 Payments & fees
These answers solve most questions about payments & fees:
How do I pay for an item?
- Open My SwiftSaves → Purchases and pick the order.
- Choose one of the ways the seller accepts: card (safest, through Stripe), PayPal, bank transfer, or cash on collection.
- Card payments are confirmed straight away. For PayPal or bank transfer, press "I've sent the money" after paying.
Never pay with gift cards, and never pay someone who contacts you outside SwiftSaves.
Seller fees explained
- Listing fees: you get free listings every month; after that, a small fee per listing. Upgrades (featured, extra photos, reserve) cost extra.
- Final value fee: a percentage of the sale price, only when your item sells.
All fees are on the fees page. Your fee balance is in My SwiftSaves → Account & fees.
Getting paid as a seller
Choose how buyers can pay you in My SwiftSaves → Selling & payment options: card (connect Stripe; money goes to your bank automatically), PayPal, bank transfer or cash on collection.
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